Terms of Service

1. Acceptance of Terms

By accessing or using the website of Danray Holding Inc ("Company," "we," "us"), located at danray-holding.com, you agree to be bound by these Terms of Service. If you do not agree, please do not use our website.

2. Description of Services

Danray Holding Inc is a direct lender based in Brooklyn, NY. We fund directly from our own capital, providing commercial lending, bridge financing, and custom capital solutions. The information on this website is for general informational purposes and does not constitute a commitment to lend or an offer of specific terms.

3. SMS/Text Messaging Terms

If you opt in to receive SMS/text messages from Danray Holding Inc:

• You consent to receive text messages from Danray Holding Inc at the phone number you provide, which may be sent using an automatic telephone dialing system (ATDS).
• Messages may include information about your inquiry, application updates, service-related communications, and promotional content.
• Message frequency varies. Message and data rates may apply.
• You may opt out at any time by replying STOP. For assistance, reply HELP or email [email protected].
• Consent to receive SMS/text messages is NOT a condition of purchase or obtaining any services from Danray Holding Inc.
• Supported carriers include but are not limited to AT&T, T-Mobile, Verizon, and Sprint. Carrier participation may vary.

4. Intellectual Property

All content, logos, and materials on this website are the property of Danray Holding Inc and are protected by applicable intellectual property laws. You may not reproduce, distribute, or create derivative works without our written consent.

5. Disclaimer of Warranties

This website and its content are provided "as is" without warranties of any kind, either express or implied. Danray Holding Inc makes no representations or warranties regarding the accuracy, completeness, or reliability of any information on this site.

6. Limitation of Liability

To the fullest extent permitted by law, Danray Holding Inc shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of or inability to use this website or our services.

7. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of New York, without regard to its conflict of law provisions.

8. Changes to Terms

We reserve the right to modify these Terms at any time. Changes will be effective upon posting to this page. Continued use of the website constitutes acceptance of updated terms.

9. Contact Information

For questions about these Terms, please contact us:

Danray Holding Inc
1607 East 4th Street
Brooklyn, NY 11230
Email: [email protected]