Privacy Policy

1. Introduction

Danray Holding Inc ("we," "us," or "our"), located at 1607 East 4th Street, Brooklyn, NY 11230, is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website at danray-holding.com or interact with our services.

2. Information We Collect

We may collect the following types of information:

• Personal Information: Name, email address, phone number (if voluntarily provided), and any details you include in your message through our contact form.
• Usage Data: IP address, browser type, pages visited, time spent on pages, and other analytical data collected via cookies or similar technologies.

3. How We Use Your Information

We use collected information to:

• Respond to your inquiries and provide our direct lending services
• Communicate with you regarding our financial products and offerings
• Improve our website and services
• Comply with applicable laws and regulations

4. SMS/Text Messaging Disclosure

If you opt in to receive SMS/text messages from Danray Holding Inc, the following applies:

• We may use an automatic telephone dialing system (ATDS) to send you text messages regarding your inquiry, application status, or related services.
• Message frequency may vary depending on your interactions with us.
• Message and data rates may apply depending on your carrier and plan.
• You may opt out at any time by replying STOP to any message.
• For help, reply HELP or contact us at [email protected].
• Consent to receive SMS messages is NOT a condition of purchase or obtaining any services from Danray Holding Inc.

5. Sharing of Information

We do not sell, trade, or rent your personal information to third parties. We may share information with:

• Service providers who assist us in operating our website and conducting our business, subject to confidentiality obligations
• Law enforcement or regulatory agencies when required by law

We do not share your opt-in consent data or phone numbers with third parties for marketing purposes. Information collected through our ATDS-based messaging program will not be shared with unaffiliated third parties.

6. ATDS Disclosure

Danray Holding Inc may use an ATDS or prerecorded voice messages to deliver SMS/text communications to users who have opted in. You are not required to consent to such messages as a condition of any purchase or service.

7. Data Security

We implement appropriate technical and organizational measures to protect your personal information against unauthorized access, alteration, disclosure, or destruction.

8. Your Rights

Depending on your jurisdiction, you may have the right to access, correct, delete, or restrict the processing of your personal data. To exercise any of these rights, contact us at [email protected].

9. Changes to This Policy

We may update this Privacy Policy from time to time. Changes will be posted on this page with an updated effective date.

10. Contact Us

If you have questions about this Privacy Policy, please contact us:

Danray Holding Inc
1607 East 4th Street
Brooklyn, NY 11230
Email: [email protected]